In accordance with COCA accreditation standards, William Carey University College of Osteopathic Medicine (WCUCOM) requires proof of insurance at the beginning of each semester. In order to best serve our students, WCUCOM partnered with United Health Care (UHC) to provide students with an affordable, reliable healthcare plan. In order to provide an affordable option, WCUCOM requires enrollment in the UHC plan with the following exemptions which are considered on a case-by-case basis:

  1. Student is enrolled in parent/spousal insurance
  2. Student is enrolled in Medicaid, military, or a similar governmental insurance

Students are automatically enrolled in the healthcare plan at the beginning of the academic year (the “Open Enrollment Period”) and all student accounts are charged for six (6) months of insurance each semester. In order to waive the insurance policy and have the charge removed, students must submit the approved insurance waiver form, provided by the WCUCOM Office of Assessment, and a letter of credible coverage from the insurance company.

Waivers and deadlines are emailed to the students prior to the beginning of the semester by a member of the Office of Assessment. Deadlines are strictly adhered to and students will be charged the total amount of insurance if waivers are not submitted in a timely manner. This fee will be charged in the both the Fall and Spring semester in the event that a waiver is not submitted by the deadline each term, even though the “Open Enrollment Period” is not active during the Spring semester and the student cannot receive insurance benefits without a qualifying event.

Questions concerning the WCUCOM insurance guidelines can be directed to the Office of Assessment at 601.318.6337.

An Explanation of Benefits for the WCUCOM policy can be found below along with the WCUCOM waiver form.


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